✨ Smarter Payments, Brighter Rewards
Every payment
Every payment
feels like magic.
Settle utilities, recharge instantly, and earn high-tier cashback in an interface that’s as smooth as glass.
Main Balance
₹12,450.00
Recent Cashback
+₹25.40
Instant Top-ups
Recharge any network worldwide with a single tap. Zero failure rate, 100% speed.
Utility Bills
Pay electricity, water, and gas bills securely. Get auto-reminders before the due date.
Refer & Earn
Invite your friends to LuminaPay and earn real cash rewards for every successful signup.
Your finance,
now in high-definition.
Available on all platforms. Start your journey towards 15% annual cashback savings with RichPay.
